Initial Meeting:

• Introductions

• Summary of business history, operations, and goals

• Collect current insurance policies.

• Set up date/time of site visit
  

*Site Visit:

• Visit physical location(s) of the business and its operations

• Gather detailed information on operations and other relevant details
  

Review Policies:

• The purpose of the review is to determine if changes, additions, or deletions are needed.

• Results from the review will be reported to clients, via email, in a timely manner.
  

Training:

• Train current staff on how to manage claims, premium payments, insurance audits and changes needed in the day-to-day operations

• If applicable, safety suggestions and materials will be provided to staff to help prevent injuries and liability claims. Back-to-work solutions will be discussed for workers’ compensation claims.

Planning for the Future:

• Plans for updating/maintaining properties in the future, such as the roof, heating, or plumbing, will be in place, as necessary.

• Plans for maintenance of equipment and vehicles will be addressed, if needed.

• Record-keeping for updates/maintenance and repairs will be stored by KW Insurance Guidance & Strategy.

Renewals:

• The renewal process will start 60-90 days before the policy expires.

• This process includes asking for discounts with current insurance policies and shopping policies with other companies for comparison of pricing and coverage.

• Present final analysis and recommendations for renewal policies.

*Starting at this step we will charge $125/hour. If we can get a better premium based on renewals and current coverage, we would charge 50% of the savings for that renewal on account.